Paga - Send Money, Pay Bills, Receive Payments - Easy, Quick and Secure
Customer Service
0700-000-PAGA (0700-000-7242)
Office Locations
Lagos Office (Head Office)
176, Herbert Macaulay Way,
3rd Floor, Yaba
Lagos Mainland, Lagos State

Ibadan Office
90/91 Choice plaza,
Challenge, Ibadan, Oyo State

Abuja Office
Plot 340, No 40, Krystal Lounge
Aminu Kano crescent, Opposite Union Bank
Wuse 2, Abuja

Ilorin Office
119A Ibrahim Taiwo road,
Beside Access Bank,
Ilorin, Kwara State

Port-Harcourt Office
27, stadium road,
Opposite the Atrium Event Centre,
Port Harcourt, River State


Tayo Oviosu

Founder, CEO

Tayo has over sixteen years of experience in a variety of technical and business roles in High−tech and Private Equity. Most recently, he was Vice President at Travant Capital Partners where he was responsible for executing the firm's investment strategy in West Africa. .

Prior to joining Travant, Tayo was a Manager, Corporate Development, at Cisco Systems in San Jose California. In that role, he was responsible for strategy, acquisitions, and private equity investments in four technology sectors − Virtual Computing, Application Networking, Security, and Network Management. Tayo also helped lead Cisco's investment expansion in Africa. At Cisco, Tayo led numerous acquisition and private equity investment opportunities, including the $130m acquisition of Reactivity, and investments in Aquantia (10G Base−T, Series A), and Guardium (Database Security, recently sold to IBM). Tayo was also responsible for the private sale of 22% of Cisco's South African operations to a consortium of investors in 2007.

Prior to Cisco, Tayo was a Senior Consultant at Deloitte Consulting in the CRM and Technology practice. At Deloitte he worked on cases in five industries − high tech, telecom, pharmacy retail, government, and healthcare. He was primarily responsible for leading technical implementation teams. Tayo also had stints at start-ups Biomorphic VLSI as a Semiconductor Chip Design Engineer, and Event411 as a Software Engineer.

Outside of work, Tayo is passionate about encouraging entrepreneurship across various sectors. . He believes entrepreneurship is a major driver of sustainable change and growth across the continent. This passion has led Tayo to work with entrepreneurs to develop their ideas as an Angel investor and adviser. He is currently an investor and adviser in Yswara, Africa's home-grown luxury brand; ReelFruit, a Nigerian fruit processing agribusiness; and ChopUp, a mobile gaming start−up. Tayo also takes time to volunteer at the Bake for Change charity organization, working with young kids who have been displaced from their homes.

Alongside Paga's numerous achievements, Tayo has been nominated for the West African Entrepreneur of the Year at the 2013 All African Business Leaders Awards. He is also an Ambassador for Junior Achievement − working with one of the largest non-profit youth groups, to inspire and prepare young people to succeed in a global economy.

Tayo earned his Bachelors of Science degree in Electrical Engineering, cum laude, from the University of Southern California. He also has a Masters in Business Administration from the Graduate School of Business, Stanford University.

Jay Alabraba

Co-Founder, Head Sales and Distribution

Jay is a co-founder of Pagatech. Jay has over a decade of work experience spanning the High-Tech, Pharma and Financial Services sectors. Before joining Pagatech, he managed a Mergers & Acquisitions investment banking team at BGL Plc in Lagos, Nigeria. Jay began his career as a Program Manager at Microsoft in Redmond, Washington, where he led a cross-functional team that received several patent awards for innovative work in the anti-piracy and data protection arena. In 2004, he accepted a fellowship in Global Marketing at Eli Lilly & Co., a US-based pharmaceutical company. In that role, he managed projects for the Neuroscience drug marketing units in North America and Europe. Jay joined Goldman Sachs as an MBA summer intern in 2006, and rejoined the firm as a full-time Investment Banking Associate in 2007.

Jay received his Bachelors degree (cum laude) in Electrical and Computer Engineering from The Ohio State University. He has a Masters in Business Administration from the Graduate School of Business, Stanford University.

Eric Chijioke

Chief Technical Officer

Eric Chijioke is a founding partner of Apposit and is responsible for leading the IT and product development for Pagatech. Eric has 12 years of experience in product development and software product management. Eric has designed and managed the implementation of mid to large scale risk management software systems for clients in the private financial and energy sectors, as well as several similar system development projects for agencies of the World Bank. Most recently, as Lead Systems Architect for the Kennedy School of Government, Harvard University, Eric led the development of a nationwide, integrated financial management system for public finance in the Ministry of Finance and Economic Development in Ethiopia.

Eric holds a Bachelor‘s Degree in Mechanical and Electrical Engineering from Brown University in Providence, Rhode Island, USA