New technologies go through a hype cycle. In lay mans terms this means there are various stages in the introduction of a new technology and its wide acceptance and actual value to society. Typically it starts out with inflated expectations and when those expectations are not immediately met there is dissolution, but usually (and we stress usually), the technology offering comes out of this and becomes valuable to society. Jim Rosenberg of CGAP penned down his thoughts on the hype cycle for mobile banking post the 2009 Mobile Money Summit.
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