Get money from abroad
directly on your phone

Using Paga, you can now receive instant and secure money
transfers to any Nigerian mobile phone number or bank account

Three simple steps!

Provide your sender with your
valid mobile phone number or
bank details (name, account
number and account name)

Request that your sender goes to any
of Paga's International Remittance
Partner's outlet or website and selects
Paga to send the funds

Receive funds instantly in your
Paga account or directly in
your bank account

Money can be received on any handset in Nigeria with an active phone connection and a valid KYC* registered Paga wallet. You can also receive money directly to any bank account in Nigeria.

*To receive transfers from outside Nigeria, you must be either KYC 2 or KYC 3. Find more details on KYC below

Opening a Paga account is very easy and enables you to:

  • Withdraw money at any of our easily accessible Paga agents across Nigeria or by card-less withdrawal at selected ATMs
  • Directly transfer money into any bank account in Nigeria or other Paga wallet
  • Pay bills like Cable TV, internet subscriptions, electricity and other utilities
  • Buy airtime

What is KYC?

KYC simply means ‘know your customer’, it’s a process through which we identify you so that you can do higher levels of transactions on Paga. Upgrading your KYC level is very simple; just send the required documents to kyc@mypaga.com

Click below for more information on KYC

KYC 1

Transaction limit – N50,000 per day
Deposit limit – N300,000

To be on this level just create an account on Paga by yourself or at an authorised Paga administrative centre. Information required is:

  1. Full name
  2. Phone number
  3. Email address

KYC 2

Transaction limit – N200,000 per day
Deposit limit – N500,000

To upgrade to this level submit the items below to kyc@mypaga.com

  1. Full Name
  2. Phone number
  3. Date and place of birth
  4. Sex
  5. Home Address
  6. ID card and ID number (Current International Passport, Current Driving Licence or National Identity Card.
  7. Scan copy of passport photograph
  8. BVN (Bank Verification Number)

KYC 3

Transaction limit – N5,000,000 per day
Deposit limit – Unlimited

To advance to the highest level, you need to submit the items below to kyc@mypaga.com

  1. Full Name
  2. Phone number
  3. Date and place of birth
  4. Sex
  5. Home Address
  6. Proof of Address
  7. ID card and ID number (Current International Passport, Current Driving Licence or National Identity Card.
  8. Scan copy of passport photograph
  9. BVN (Bank Verification Number)

Paga's International Remittance Partners



Partner coverage includes the following countries:

  • USA
  • UK
  • France
  • Germany
  • UAE
  • Bahrain
  • Portugal
  • South Africa
  • Kenya
  • Australia
  • Belgium
  • Spain
  • Italy
  • Senegal
  • Canada
  • Ireland
  • New Zealand
  • Sweden
  • Norway
  • Slovakia

with more countries coming soon.

Save yourself the hassle of traveling long distances and standing on queues to receive money.