Send money to anyone who has a mobile phone

Fast, easy, and convenient

Pay your bills conveniently from anywhere you are!

Buy yourself airtime or send to a friend - no more scratch cards!

Paga provides ultimate convenience!

No special equipment needed to transact on Paga

Link multiple phones to your Paga account!

Use Paga on the go via SMS

Process	Short Code
Customer Sign-up	reg
Customer Bill Pay	pay
Customer Send Cash	send
Customer Buy Airtime	airtime
Customer Request Withdrawal Code	withdraw
Customer Accept Merchant Charge	yes
Customer Deny Merchant Charge	no
Manual Bank Deposit	deposit
Account Balance	bal
Help	help

Use Paga from any internet connected device

Use Paga at any Paga Agent

Affordable pricing for your convenience

Our prices are the same regardless of channel

Click below to see our pricing policy

Transaction	Transaction amount (N)		Customer Price (N)
	Min	Max
Register	N/A	N/A	FREE
Deposit at Agent	500	100,000	FREE
Deposit at Bank	1	1,000,000	FREE
Deposit from Debit Card	1	1,000,000	FREE
Debit Card Tranactions by NonPaga Customer	1	1,000,000	1.5%
Money Transfer to Paga Customer	500	1,000,000	FREE
Money Transfer to NonPaga Customer	500	1,999	100
	2,000	9,999	150
	10,000	39,999	200
	40,000	100,000	250
Airtime Purchase	50	50,000	FREE
Bill Pay	1	200,000	FREE
Withdraw at Agent	500	1,999	80
	2,000	9,999	130
	10,000	39,999	180
	40,000	100,000	230
Withdraw to Bank Account	500	100,000	50
Withdraw to Bank Account	100,001	1,000,000	150
Merchant Payments	1	200,000	FREE
SMS Balance Request	N/A	N/A	5

Get started now you can increase your spending ability

It is easy to get started using Paga

The more details we know about you the more money you can transfer on Paga.

Customer Level on Paga	What Paga Knows about Customer	Max money transfer per transaction	Max money transfer per day
Level I	Name and phone number	N 3,000	N 30,000
Level II	Name, phone number, address, ID card	N 10,000	N 100,000
Level III	Name, phone number, address, ID, two references, and credit check.	N 100,000	N 1,000,000