Stay in touch with quick payments

No matter where you are or your device, my242 enables you to send money to any phone or bank account in Nigeria. my242 puts the power of Paga in your hands in a brand-new way. So why go to the bank when you can just put your hand in your pocket?

Getting Started

Opening an Paga account is very easy. It also enables you to directly send money into any bank account in Nigeria, pay bills or withdraw money at any of our easily accessible Paga agents across Nigeria or by card-less withdrawal at selected ATMs

Steps to open a Paga account

  • Dial *242# and enter your first and surname
  • Enter your BVN (to protect you against fraud, this is optional)
  • Create a 4-digit PIN and confirm it (remember to save it somewhere)
You'll get a confirmation message and your 10-digit NUBAN number

For added features we recommend you visit to provide some more information for your account.

How to fund your Paga account

To enjoy your account you need to put money in it, and there are multiple ways to do this. You can:

  • Transfer from a Bank account directly to your Paga account using your 10-digit NUBAN account number
  • You can go to and deposit money from your ATM card
  • You can visit a Paga agent to deposit into your account
To check your balance and see your last 3 transactions, dial *242*1#


my242 keeps your money safe and is designed with state-of-the-art security features accessed through your Personal Identification Number (PIN). Your PIN helps provide protection against fraud and unapproved access to your account. We are regulated by the Central Bank of Nigeria (CBN) and are compliant with all regulatory policies.

Change your PIN

  • Dial *242*8# and enter your old PIN
  • Enter new PIN
  • Enter it a second time to confirm

No PIN or Forgot PIN?
Do you have a Paga account but can’t remember your PIN or don’t have one? No need to worry, simply:
  • Log in to your account on and click on profile on the left-hand column
  • Scroll down to the security section and click on change PIN
  • Enter your new PIN and confirm it

Send money

Send to bank account:

  • Dial *242*AMOUNT*10-digit NUBAN number# .e.g *242*5000*0021456732
  • Select the recipient’s bank and enter their phone number
  • Enter your PIN to confirm the transaction

Send to Paga account:

  • Dial *242*4# and enter the amount
  • Enter recipients mobile number or 10-digit NUBAN account number
  • Enter your PIN to confirm transaction
  • You will receive an SMS with withdrawal codes

Send to Paga agent or ATM for pickup:

  • Dial *242*3# and enter the amount
  • Enter recipients mobile number
  • Enter your PIN to confirm transaction
  • You will receive an SMS with withdrawal codes

Buy airtime or data
  • Dial *242*6# and select Data or Airtime.
  • Select Self if you are the recipient or Other for someone else.
  • Enter the amount for airtime or plan for data purchase.

Pay your bills
To view all billers on Paga dial *242*2#
Here are the codes for some of our top merchants:

  • DStv : *242*810
  • GOtv : *242*820
  • StarTimes : *242*813#
  • Consat : *242*804#
  • Montage : *242*811#

  • SMILE : *242*801#
  • SPECTRANET : *242*812#
  • SWIFT : *242*814#

Electricity Distribution Companies

  • AEDC : *242*803#
  • PHED : *242*816#
  • JED: *242*817#
  • EKEDC : *242*818#
  • KEDCO: : *242*819#
Games by 242

To participate weekly, visit our social media pages

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